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For many Australians approaching retirement, one question becomes increasingly important: Should I downsize my home or keep it and access the equity? For decades, downsizing has been considered the obvious financial decision. However, rising property prices, stamp duty, moving costs and the emotional impact of leaving the family home have led many retirees to explore alternatives. One option that is becoming increasingly popular is a reverse mortgage, allowing eligible homeow

Australia has one of the wealthiest generations of retirees in history—at least on paper. Millions of Australians over the age of 60 own homes worth hundreds of thousands, and often millions, of dollars. Yet many are struggling to afford rising living costs, healthcare expenses, home maintenance and the retirement lifestyle they envisioned. This growing contradiction has become known as being asset rich but cash poor. For many homeowners, their largest asset is their home, bu